The state of Florida requires a FR44 Insurance state filing for drivers that have been convicted of Driving Under the Influence (DUI) or Driving While Intoxicated (DWI). FR44 Insurance is a financial responsibility insurance certificate and requires minimum limits for liability of $100,000/$300,000 for bodily injury and $50,000 for property damage. Failure to maintain this FR44 Certification can result in the Department of Motor Vehicles suspending privileges to drive, register vehicles in the state or obtain state decals. FR44 Insurance Certificates are required for both auto and motorcycle owners.

Rates for an FR44 Insurance are determined by driver’s age, gender, prior claims, location, and other past violations to name a few. Whether you own a vehicle or not we can provide the state required filing with the necessary forms via a non-owner policy. The FR44 Certificate filing is electronically submitted to the state of Florida after the policy is submitted.

How long do I have to carry the FR44 Insurance?

The exact time limit is determined by the State of Florida. In most cases it is three years. After you are convicted of the DUI you will be notified by the state of Florida.

How much does FR44 insurance cost?

Insurance Prices are determined by many different factors including age, sex, location, driving record and claims history. Please request a quote to get the most accurate rate.

Payment for your FR44 certificate may be required to be paid in full. This is determined by your case number. If allowed, a payment plan can be arranged.

Can I get an FR44 Certificate if I do not own a vehicle?

Yes, in most cases you can purchase a non-owner FR44 policy.

What information do I need to obtain FR44 Insurance?

In addition to your driver’s license number and vehicle details, please provide us with your case number so that we can have the FR44 insurance form issued correctly. If you have your DUI / DWI conviction date available, that would be helpful as well.

Have More Questions about FR44 Coverage? 

Florida Preferred Property and Casualty Insurance is ready to help answer your insurance questions. We are a family owned insurance agency that has been helping drivers with their insurance needs for over 37 years.