Personal Liability Insurance

What would happen if you hosted a party and someone slipped and fell out on your patio?  Would you have enough money to pay for their medical bills?  Worse, would you be able to afford it if they decided to sue you?

If you think that your homeowner's insurance will cover a problem like this, you're only partially right! 

Home, auto, and renter's insurance all come with some liability protection if you hurt someone or damage their property.  However, that liability limit is usually pretty limited.  If someone decides to sue you for more than your policy covers, you'll get stuck paying the difference out of your own pocket!

…That is, unless you have personal liability insurance.

Also known as "umbrella insurance", personal liability insurance kicks in once your basic coverage runs out.  That way, you'll always have a back-up plan in case the absolute worst happens.

And, unlike your home insurance (which only covers events that occur at home) or auto insurance (which only covers events that occur in your car), personal liability insurance is good ANYWHERE!  No matter where you are, you'll have the power of this protection behind you.

Ready to give yourself the ultimate coverage?

That's where we come in!

Here at Florida Preferred Property and Casualty Insurance, we've been helping St. Petersburg residents cover ALL of their bases since 1987.  We'll sit down and discuss your specific needs, and then we'll tap into our network of top-notch insurance carriers.  In the end, you'll wind up with umbrella insurance that makes you feel safe and secure in any situation.

Contact us today, and find out how OUR family can protect YOUR family.

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Home Insurance

Insure your house with Florida Preferred Property and Casualty Insurance. We offer coverage to help protect your home from the worst. Whether wind, water, or property damage, you’re protected.

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Auto Insurance

Get your vehicle insured with Florida Preferred Property and Casualty Insurance. Affordable insurance rates and custom coverage for your car, truck, or van. We make sure we’ve got you covered.

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Boat Insurance

Drowning under high insurance rates? We at Florida Preferred Property and Casualty Insurance offer reasonably priced boat insurance to protect your boat from the unexpected.

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RV Insurance

Your home-on-wheels needs to be protected too. With Florida Preferred Property and Casualty Insurance’s affordable coverage, you’ll be covered no matter where the open road takes you.

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Motorcycle Insurance

Here at Florida Preferred Property and Casualty Insurance, we can offer your motorcycle the very best protection because we work with a variety of top-notch insurance carriers. We can offer you coverage that meets your specific needs and wants — at a price that won't break your budget.

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